About Oak

About Oak Insurance Brokers

Oak combines broad market experience with the direct relationship you expect from a specialist broker.

JB
Josh BellFounder & commercial insurance broker

10+ years across broking, insurers, distribution partnerships and insurance technology in the UK and UAE.

Your broker

Experience across the insurance chain.

Josh Bell founded Oak after more than a decade working across broking, insurers, distribution partnerships and insurance technology in the UK and UAE.

That experience shaped a straightforward model: understand the client's business properly, present it accurately to insurers and explain the meaningful differences between the options.

Oak works with businesses across the UK, with particular experience in security, fire safety, contractors, property and other risks that benefit from careful underwriting presentation.

Talk to Josh
How we work

Small enough to know the account. Experienced enough to challenge it.

We ask the awkward questions before an insurer does.

We explain significant terms and exclusions in plain English.

We treat renewal as a risk review, not an annual admin exercise.

We remain involved when a covered claim needs to be presented.

Regulatory status

Oak Insurance Brokers is a trading style of Oak Brokers Limited.

Oak Brokers Limited is an appointed representative of Gauntlet Risk Management Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 308081.

Oak Brokers Limited is registered in England and Wales under company number 13416078.

Speak directly to Oak

Let's get a proper view of the risk.

Tell us what you do, what needs protecting and when the policy renews. We'll take it from there.